In this lifetime membership, our representatives engage in an aggressive negotiation process to eliminate negative items and improve your score. Clients are granted access to a portal with unique credentials to see their repair in real-time. Furthermore, representatives look into all five credit factors (payment history, account mix, inquiries, debt usage, credit length). A complete analysis is complete of the items affecting your score will allow the client to understand the changes that need to be made and steps that need to be taken to improve score. Lastly, based on the information gathered in your analysis, consultant generate an in-depth report the details step by step effective techniques employed by our credit professionals to lower interest rates, negotiate debts, transfer balances, or consolidate debts.